* You need the best use of the tax code and the practiced knowledge of the marketplace that a Cor-Ben  Consultant can provide.

   * Your goal may be employee retention. 

    * Your goal may be a plan that is currently the lowest cost for a certain plan design

   * You want a price competitive plan, but can't short shrift your employees

    * You may have different needs within your company, but think you must have "one size fits all"