An individual's greatest asset is not a house, car or portfolio. 

It is the power to earn wages. 

What would happen if that power was taken away?

Most of your employees cannot afford to purchase individual disability insurance.  They will not take the time to talk to an agent.  The cost for an individual is prohibitive. 

If most of your employees get hurt or sick and cannot work, there are not many weeks that would go by before financial disaster would hit.  Let's face it, many work from paycheck to paycheck.  Including those in supervisory roles. 

Short term policies are available that cover 60% of pay for either 13 or 26 weeks.

The payments can start as early as the first day of an accident, and the eighth day of a sickness.  Longer waits reduce premium costs.

Long term policies are available that cover 60% of pay for as long as age 65.  Payments typically start after a wait of 90 or 180 days. 

Both of these protections can be purchased by the company, by the employee (voluntary) or a combination of funding.

Contact us for details.