Services & Plans Offered
The process of searching and selecting the right group health insurance plan isn't easy. Costs are expensive and salespeople are always pushing the latest & greatest. At Cor-Ben, our process is straightforward, honest, and educational. Our goal is to work with you to understand and select the most appropriate plan for your organization. We take personal responsibility for our recommendations and if you are better off with a plan we can't offer, we'll tell you so.
health insurance & MEDICAL PLANS
Health insurance and medical benefit plans cover the cost of an individual's medical and surgical expenses. The majority of health insurance carriers make payments directly to the provider.
In health insurance terminology, the "provider" is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The "insured" is the owner of the health insurance policy; the person with the health insurance coverage.
At Cor-Ben, we work with the top carriers while offering the personal service and knowledge you can count on!
DENTAL & VISION BENEFIT PLANS
Dental and Vision plans provide additional coverage for oral and eye health. Plans cover preventative visits like annual exams, cleanings, and eyewear or contact lenses. Coverage offered through most major insurance carriers.
At Corben, we have an array of Dental & Vision options.
PARTIAL & FULLy SELF-INSURED PLANS
Partially self-funded health plans provide an attractive and innovative alternative to traditional health insurance solutions. With a partially self-funded plan, you budget for small, predictable claims which includes stop loss protection to protect your business from unpredictable catastrophic claims. Partially self-funded can be practical and cost effective for groups with as few as 5 participating employees.
LIFE & DISABILITY BENEFITS
Cor-Ben Consultants offers high quality life insurance policies from financially sound and highly rated insurance companies. Life insurance pays your beneficiaries if you die. Disability insurance pays a part of your salary during periods in which you are too sick or injured to work. As always, we are here to help you select the best policy for your individual needs and/or answer any questions you have about a new or existing policy.
COBRA COMPLIANCE PLANS
COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.
Cor-Ben is committed to assisting employers and employee benefit plan practitioners in understanding and complying with the requirements of ERISA.
HSA & FSA ACCOUNTS
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) allow employees and covered individuals to set aside money on a tax-deferred basis for qualified expenses such as deductibles, copayments, and monthly prescription costs.
Not everyone is eligible, so contact us and we can help you choose the best option for you.
Voluntary benefits are products—such as life, disability, critical-illness and accident insurance — offered through an employer but paid for partially or solely by workers through payroll deferral. The attraction of these benefits is that they can offer individual employees group rates that they would likely be unable to obtain on their own.